Frugal Living, The Beginning, Uncategorized, Zen Routines

Money Monday

Mondays are pretty pleasant. It took a lot to get here but I took baby steps. I don’t generally go to work on Mondays unless my home care company has a needed shift to fill. Most of my work is done on Friday and Saturday so when that dreaded Monday comes for everyone else, I can sit back and relax.

In the past, I didn’t structure my free time so my mind would take over and I would get everything from hyperactive projects to sadness to take up my time. I finally got smart and learned to structure my time a bit so that I get things done and yet rarely stress about any of it. Today, for example, is Money Monday.

Money Monday is pretty easy because we do these steps for a Zen Life 365:

1) Put everything possible on online autopay. Everything from the Mortgage, Credit Cards, Utilities, Solar, Car payment, and phone service is put on a payment schedule online so we plan well for our budget.

2) We don’t carry cash. This makes tracking easier and we are instantly accountable.

3) We use Google Drive (Linked to our family email) to build spreadsheets and store receipts so that each of us can view the expense record from anywhere.

4) Receipts are scanned with our TinyScanner app using our smartphones as soon as it’s in our hand. The rule is that we don’t leave the parking lot until it’s done.This work done right away means that we don’t have to worry about keeping physical receipts including the mess that goes with them.

5) Every Monday I sit down with a cup of tea in the afternoon and enter our expenses into our monthly spreadsheet. This takes just a couple of minutes because we prepped well enough and because we don’t spend nearly as much as we used to.

This year we have goals to pay off our credit cards and one of our vehicles. We are saving money by eating frugal vegan meals and by avoiding needless little shopping trips where we would be tempted to buy more than we need. Instead, we stocked up on what we need and have more time to spend at home as a family together.en

Cleaning, Frugal Living, Rituals

Zen Fridays

Fridays used to be busy at our house. Then I changed my thinking. They have a routine that has become joyful.

I get up early every morning because it’s my peaceful, quiet time for coffee and reflection. Then the teenager sits with me for half an hour before we eat breakfast. Breakfast is simple fresh fruit. I stay in my loungewear to take him to school. On the way back I buy fruit and vegetables for the weekend. When I get home I put vegetable soup in the slow cooker and cut up finger vegetables for home and work. This is when I prep for the boys’ meals while I am at work. I make sure there is freshly made bread on Thursdays. I’ll make another bread like tortillas or cornbread too. While I work in the kitchen I listen to an audiobook. While soup and bread are cooking I clean bathrooms and floors. Then I put the soup in Mason jars and let bread cool. After a quiet lunch I shower and put on makeup. My hair is a wash and finger comb with gel so it’s about 30 seconds work. Right before I go to pick up the teen, I make phone calls for appts and reconcile the monthly spreadsheet for expenses to date while I have a cup of tea. My Thursday plan makes it a pleasant day because all I have to do is grab my backpack and food bag to go when we arrive home after school. I’m lucky that I work all of my hours in one go from Friday afternoon to Sunday morning.